There is a law that lets consumers freeze credit for free.
Americans can put their credit reports in the deep freeze – and “thaw” them whenever they want – without cost thanks to a federal law that goes into effect today.
If you want to prevent someone from using your identity to make purchases that require access to your credit or prevent unnecessary access to your credit history then one way to do that is to freeze your credit. You can always unfreeze it when you need it.
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